--- title: HR, Payroll and Benefits Blog | Dave Sanders description: Looking for answers to your payroll, benefits, and HR questions? Check out our blog for the latest industry news. --- [![CPS Logo_rgb-2](https://www.completepayrollsolutions.com/hubfs/CPS%20Logo_rgb-2.svg "CPS Logo_rgb-2")](https://www.completepayrollsolutions.com) - Solutions - - [Payroll Payroll tax filing, automated and integrated processing, paperless reporting and more.](https://www.completepayrollsolutions.com/payroll-outsourcing) - [Talent Management Personalized recruiting, onboarding, performance management, training and offboarding.](https://www.completepayrollsolutions.com/talent-management) - [HR Solutions HR support, handbook development, training, safety and compliance — all the daily tasks of people management.](https://www.completepayrollsolutions.com/hr-outsourcing) - - [Benefits Comprehensive and affordable medical, dental, retirement, workman’s comp and pre-tax savings plans.](https://www.completepayrollsolutions.com/employee-benefits) - [Time & Attendance Integrated time and attendance tracking, PTO request and accrual management, scheduling and reporting.](https://www.completepayrollsolutions.com/time-and-attendance) - [Employee Engagement Custom experiences designed to attract, engage, and retain talent to get the best from your staff.](https://www.completepayrollsolutions.com/employee-engagement) - - See How It Works - ![Executive Dashboard](https://www.completepayrollsolutions.com/hs-fs/hubfs/2021%20Website%20Update%20Images/Images/Nav-Demo-Thumbnail.png?width=250&name=Nav-Demo-Thumbnail.png) - [![Request a Demo](https://no-cache.hubspot.com/cta/default/1885176/b949a8d0-722d-43f0-bed8-a62983a06b31.png)](https://resources.completepayrollsolutions.com/demo-request) - Who We Serve - - [Startups Start strong with personal service that will grow with you as you scale your business.](https://www.completepayrollsolutions.com/payroll-and-hr-startups) - [Small & Medium Businesses Grow and evolve with strategic guidance and all-in-one solutions for payroll, HR and benefits.](https://www.completepayrollsolutions.com/small-medium-business-payroll-benefits) - [Large & Enterprise Businesses Discover custom systems and integrations with industry-leading technology to help reduce administrative burden and increase your bottom line.](https://www.completepayrollsolutions.com/payroll-and-hr-outsourcing-large-business) - - [Industries Get an experienced partner with the insider info you need to stay compliant and ahead of the curve.](https://www.completepayrollsolutions.com/who-we-serve) - [Our Partners Close relationships with top-tier companies within their industries.](https://www.completepayrollsolutions.com/partnerships) - Resources - - [Blog Smart articles and lots of answers to your most asked questions.](https://www.completepayrollsolutions.com/blog) - [Learning Center In-depth resources designed to make your payroll, HR, and benefits experience easier.](https://www.completepayrollsolutions.com/resources) - [Employee, Federal & State Forms Up-to-date documents and links at your fingertips.](https://www.completepayrollsolutions.com/employee-federal-state-forms) - - [Tax Guide & Calendar](https://www.completepayrollsolutions.com/hubfs/2023TaxCalendar_FINAL_20230103.pdf) - [![Tax Guide & Calendar](https://www.completepayrollsolutions.com/hs-fs/hubfs/2023%20Tax%20Calendar%20Image.png?width=200&name=2023%20Tax%20Calendar%20Image.png)](https://www.completepayrollsolutions.com/hubfs/2023TaxCalendar_FINAL_20230103.pdf) - Who We Are - - [Contact Speak with an industry expert or connect with your CPS Consultant.](https://www.completepayrollsolutions.com/contact-us) - [About Us CPS is your *people partner*. Find out what that means.](https://www.completepayrollsolutions.com/about-us) - - [Careers Join CPS and become one of our people.](https://www.completepayrollsolutions.com/careers/) - [Data Security & Privacy Details about how we protect the privacy of your business and employees.](https://www.completepayrollsolutions.com/data-security) - [CPS Data Events](https://www.completepayrollsolutions.com/hubfs/2025-announcements/cps-web-notification-event-20250310%5B87%5D.pdf) - [Contact](https://www.completepayrollsolutions.com/contact-us) - [Login](https://www.completepayrollsolutions.com/portal) # All Blog Posts ### Dave Sanders ### Recent Posts ## [Annual Notices For Your Group Health Plan: Compliance For Employers](https://www.completepayrollsolutions.com/blog/group-health-plan-annual-notices) by [Dave Sanders](https://www.completepayrollsolutions.com/blog/author/dave-sanders) - March 14 2023 [![Two workers going over legal documents.](https://www.completepayrollsolutions.com/hs-fs/hubfs/Blog/CPS-Annual-Notices-For-Your-Group-Health-Plan.jpg?width=500&name=CPS-Annual-Notices-For-Your-Group-Health-Plan.jpg)](https://www.completepayrollsolutions.com/blog/group-health-plan-annual-notices) A number of disclosures and annual notices are required by law if you offer a group health plan. And while keeping up with required notices can be con... [Read Post](https://www.completepayrollsolutions.com/blog/group-health-plan-annual-notices) in ![Tag Icon](https://www.completepayrollsolutions.com/hubfs/tags.png) [Benefits](https://www.completepayrollsolutions.com/blog/topic/benefits) , [Compliance](https://www.completepayrollsolutions.com/blog/topic/compliance) , [Health Benefits](https://www.completepayrollsolutions.com/blog/topic/health-benefits) ## [ACA Compliance - Answering The Top Questions Businesses Must Know](https://www.completepayrollsolutions.com/blog/aca-compliance) by [Dave Sanders](https://www.completepayrollsolutions.com/blog/author/dave-sanders) - January 12 2023 [![A sign on a street corner indicating where the hospital is and it's emergency entrance.](https://www.completepayrollsolutions.com/hs-fs/hubfs/ACA%20Compliance.png?width=500&name=ACA%20Compliance.png)](https://www.completepayrollsolutions.com/blog/aca-compliance) The Affordable Care Act(ACA) was signed into law in 2010 to transform the healthcare system in the US by giving everyone access to reasonably priced c... [Read Post](https://www.completepayrollsolutions.com/blog/aca-compliance) in ![Tag Icon](https://www.completepayrollsolutions.com/hubfs/tags.png) [Benefits](https://www.completepayrollsolutions.com/blog/topic/benefits) , [ACA](https://www.completepayrollsolutions.com/blog/topic/aca) , [Health Insurance](https://www.completepayrollsolutions.com/blog/topic/health-insurance) ## [How Do Pre-Tax Benefits Work? An Employer’s Guide To Compliance](https://www.completepayrollsolutions.com/blog/pre-tax-benefits-compliance) by [Dave Sanders](https://www.completepayrollsolutions.com/blog/author/dave-sanders) - November 16 2021 [![An empty waiting room in a doctor's office](https://www.completepayrollsolutions.com/hs-fs/hubfs/Blog/How-Do-Pre-Tax-Benefits-Work.jpg?width=500&name=How-Do-Pre-Tax-Benefits-Work.jpg)](https://www.completepayrollsolutions.com/blog/pre-tax-benefits-compliance) Offering pre-tax benefits to your employees to help them save on their healthcare expenses can make your package more attractive to new and existing e... [Read Post](https://www.completepayrollsolutions.com/blog/pre-tax-benefits-compliance) in ![Tag Icon](https://www.completepayrollsolutions.com/hubfs/tags.png) [Benefits](https://www.completepayrollsolutions.com/blog/topic/benefits) , [Compliance](https://www.completepayrollsolutions.com/blog/topic/compliance) , [Pre-Tax Benefits](https://www.completepayrollsolutions.com/blog/topic/pre-tax-benefits) ## [Implementing An HRA: What An Employer Needs To Consider](https://www.completepayrollsolutions.com/blog/hra-considerations) by [Dave Sanders](https://www.completepayrollsolutions.com/blog/author/dave-sanders) - July 15 2021 [![Medical tools hanging on a wall.](https://www.completepayrollsolutions.com/hs-fs/hubfs/Implementing%20an%20HRA-1.jpg?width=500&name=Implementing%20an%20HRA-1.jpg)](https://www.completepayrollsolutions.com/blog/hra-considerations) While a competitive health benefits package can help you attract and retain talented employees, it can also be expensive. That’s why health reimbursem... [Read Post](https://www.completepayrollsolutions.com/blog/hra-considerations) in ![Tag Icon](https://www.completepayrollsolutions.com/hubfs/tags.png) [Benefits](https://www.completepayrollsolutions.com/blog/topic/benefits) , [HRA](https://www.completepayrollsolutions.com/blog/topic/hra) , [Pre-Tax Benefits](https://www.completepayrollsolutions.com/blog/topic/pre-tax-benefits) ## [Types Of HRAs Employers Should Know: QSEHRA Vs ICHRA Vs Group Coverage](https://www.completepayrollsolutions.com/blog/types-of-hras) by [Dave Sanders](https://www.completepayrollsolutions.com/blog/author/dave-sanders) - July 1 2021 [![A crowd of people walk in a cross walk](https://www.completepayrollsolutions.com/hs-fs/hubfs/Imported_Blog_Media/chris-barbalis-eZsT7oQhG4I-unsplash-3.jpeg?width=500&name=chris-barbalis-eZsT7oQhG4I-unsplash-3.jpeg)](https://www.completepayrollsolutions.com/blog/types-of-hras) Since a Health Reimbursement Arrangement (HRA) can boost your healthcare offerings in a tight labor market while lowering your overall benefit costs, ... [Read Post](https://www.completepayrollsolutions.com/blog/types-of-hras) in ![Tag Icon](https://www.completepayrollsolutions.com/hubfs/tags.png) [Benefits](https://www.completepayrollsolutions.com/blog/topic/benefits) , [HRA](https://www.completepayrollsolutions.com/blog/topic/hra) , [ICHRA](https://www.completepayrollsolutions.com/blog/topic/ichra) , [Pre-Tax Benefits](https://www.completepayrollsolutions.com/blog/topic/pre-tax-benefits) ## [The Top ERISA Violations Every Employer Should Be Aware Of](https://www.completepayrollsolutions.com/blog/erisa-violations) by [Dave Sanders](https://www.completepayrollsolutions.com/blog/author/dave-sanders) - December 8 2020 [![A legal building surrounded by a cloudy sky background](https://www.completepayrollsolutions.com/hs-fs/hubfs/Blog/CPS-Top-ERISA-Violations.jpg?width=500&name=CPS-Top-ERISA-Violations.jpg)](https://www.completepayrollsolutions.com/blog/erisa-violations) In the fiscal year 2020, the DOL’s Employee Benefits Security Administration recovered over $2.6 billion from ERISA enforcement actions. Since 67% of ... [Read Post](https://www.completepayrollsolutions.com/blog/erisa-violations) in ![Tag Icon](https://www.completepayrollsolutions.com/hubfs/tags.png) [Benefits](https://www.completepayrollsolutions.com/blog/topic/benefits) , [Retirement](https://www.completepayrollsolutions.com/blog/topic/retirement) , [Health Insurance](https://www.completepayrollsolutions.com/blog/topic/health-insurance) , [ERISA](https://www.completepayrollsolutions.com/blog/topic/erisa) [All posts](https://www.completepayrollsolutions.com/blog/all) [1](https://www.completepayrollsolutions.com/blog/author/dave-sanders/page/1) Subscribe Enter your email address to subscribe to this blog and receive notifications of new posts by email. Categories - [Benefits](https://www.completepayrollsolutions.com/blog/topic/benefits) - [Compliance](https://www.completepayrollsolutions.com/blog/topic/compliance) - Events - General - [HR](https://www.completepayrollsolutions.com/blog/topic/hr) - Industry - News - [Payroll](https://www.completepayrollsolutions.com/blog/topic/payroll) - Press Releases - Time & Attendance ![CPS Logo](https://www.completepayrollsolutions.com/hubfs/CPS%20Logo_rgb-2.svg "CPS Logo") Solutions - [Payroll](https://www.completepayrollsolutions.com/payroll-outsourcing) - [Talent Management](https://www.completepayrollsolutions.com/talent-management) - [Benefits](https://www.completepayrollsolutions.com/employee-benefits) - [HR Solutions](https://www.completepayrollsolutions.com/hr-outsourcing) - [Time & Attendance](https://www.completepayrollsolutions.com/time-and-attendance) - [Employee Engagement](https://www.completepayrollsolutions.com/employee-engagement) Who We Serve - [Startups](https://www.completepayrollsolutions.com/payroll-and-hr-startups) - [Small & Medium Businesses](https://www.completepayrollsolutions.com/small-medium-business-payroll-benefits) - [Large & Enterprise Businesses](https://www.completepayrollsolutions.com/payroll-and-hr-outsourcing-large-business) - [Industries](https://www.completepayrollsolutions.com/who-we-serve) - [Our Partners](https://www.completepayrollsolutions.com/partnerships) Resources - [Blog](https://www.completepayrollsolutions.com/blog) - [Learning Center](https://www.completepayrollsolutions.com/resources) - [Employee, Federal & State Forms](https://www.completepayrollsolutions.com/employee-federal-state-forms) Who We Are - [Contact](https://www.completepayrollsolutions.com/contact-us) - [About Us](https://www.completepayrollsolutions.com/about-us) - [Careers](https://www.completepayrollsolutions.com/careers/) - [Data Security & Privacy](https://www.completepayrollsolutions.com/data-security) Solutions - [Payroll](https://www.completepayrollsolutions.com/payroll-outsourcing) - [Talent Management](https://www.completepayrollsolutions.com/talent-management) - [Benefits](https://www.completepayrollsolutions.com/employee-benefits) - [HR Solutions](https://www.completepayrollsolutions.com/hr-outsourcing) - [Time & Attendance](https://www.completepayrollsolutions.com/time-and-attendance) - [Employee Engagement](https://www.completepayrollsolutions.com/employee-engagement) Resources - [Blog](https://www.completepayrollsolutions.com/blog) - [Learning Center](https://www.completepayrollsolutions.com/resources) - [Employee, Federal & State Forms](https://www.completepayrollsolutions.com/employee-federal-state-forms) - [Pricing](https://www.completepayrollsolutions.com/plans-and-pricing) Who We Serve - [Startups](https://www.completepayrollsolutions.com/payroll-and-hr-startups) - [Small & Medium Businesses](https://www.completepayrollsolutions.com/small-medium-business-payroll-benefits) - [Large & Enterprise Businesses](https://www.completepayrollsolutions.com/payroll-and-hr-outsourcing-large-business) - [Industries](https://www.completepayrollsolutions.com/who-we-serve) - [Our Partners](https://www.completepayrollsolutions.com/partnerships) Who We Are - [Contact](https://www.completepayrollsolutions.com/contact-us) - [About Us](https://www.completepayrollsolutions.com/about-us) - [Leadership](https://www.completepayrollsolutions.com/management-team) - [Careers](https://www.completepayrollsolutions.com/careers/) - [Data Security & Privacy](https://www.completepayrollsolutions.com/data-security) 100.113.224.28 https://www.completepayrollsolutions.com/blog/author/dave-sanders HR, Payroll and Benefits Blog | Dave Sanders 2026-07-15 11:31:13 © Copyright 2024 Complete Payroll Solutions: HR, Payroll, and Benefits | [Privacy Policy](https://www.completepayrollsolutions.com/privacy-policy/) | One Carando Drive, Springfield, MA 01104