--- title: HR, Payroll and Benefits Blog | Retirement description: Retirement | Looking for answers to your payroll, benefits, and HR questions? Check out our blog for the latest industry news. --- [![CPS Logo_rgb-2](https://www.completepayrollsolutions.com/hubfs/CPS%20Logo_rgb-2.svg "CPS Logo_rgb-2")](https://www.completepayrollsolutions.com) - Solutions - - [Payroll Payroll tax filing, automated and integrated processing, paperless reporting and more.](https://www.completepayrollsolutions.com/payroll-outsourcing) - [Talent Management Personalized recruiting, onboarding, performance management, training and offboarding.](https://www.completepayrollsolutions.com/talent-management) - [HR Solutions HR support, handbook development, training, safety and compliance — all the daily tasks of people management.](https://www.completepayrollsolutions.com/hr-outsourcing) - - [Benefits Comprehensive and affordable medical, dental, retirement, workman’s comp and pre-tax savings plans.](https://www.completepayrollsolutions.com/employee-benefits) - [Time & Attendance Integrated time and attendance tracking, PTO request and accrual management, scheduling and reporting.](https://www.completepayrollsolutions.com/time-and-attendance) - [Employee Engagement Custom experiences designed to attract, engage, and retain talent to get the best from your staff.](https://www.completepayrollsolutions.com/employee-engagement) - - See How It Works - ![Executive Dashboard](https://www.completepayrollsolutions.com/hs-fs/hubfs/2021%20Website%20Update%20Images/Images/Nav-Demo-Thumbnail.png?width=250&name=Nav-Demo-Thumbnail.png) - [![Request a Demo](https://no-cache.hubspot.com/cta/default/1885176/b949a8d0-722d-43f0-bed8-a62983a06b31.png)](https://resources.completepayrollsolutions.com/demo-request) - Who We Serve - - [Startups Start strong with personal service that will grow with you as you scale your business.](https://www.completepayrollsolutions.com/payroll-and-hr-startups) - [Small & Medium Businesses Grow and evolve with strategic guidance and all-in-one solutions for payroll, HR and benefits.](https://www.completepayrollsolutions.com/small-medium-business-payroll-benefits) - [Large & Enterprise Businesses Discover custom systems and integrations with industry-leading technology to help reduce administrative burden and increase your bottom line.](https://www.completepayrollsolutions.com/payroll-and-hr-outsourcing-large-business) - - [Industries Get an experienced partner with the insider info you need to stay compliant and ahead of the curve.](https://www.completepayrollsolutions.com/who-we-serve) - [Our Partners Close relationships with top-tier companies within their industries.](https://www.completepayrollsolutions.com/partnerships) - Resources - - [Blog Smart articles and lots of answers to your most asked questions.](https://www.completepayrollsolutions.com/blog) - [Learning Center In-depth resources designed to make your payroll, HR, and benefits experience easier.](https://www.completepayrollsolutions.com/resources) - [Employee, Federal & State Forms Up-to-date documents and links at your fingertips.](https://www.completepayrollsolutions.com/employee-federal-state-forms) - - [Tax Guide & Calendar](https://www.completepayrollsolutions.com/hubfs/2023TaxCalendar_FINAL_20230103.pdf) - [![Tax Guide & Calendar](https://www.completepayrollsolutions.com/hs-fs/hubfs/2023%20Tax%20Calendar%20Image.png?width=200&name=2023%20Tax%20Calendar%20Image.png)](https://www.completepayrollsolutions.com/hubfs/2023TaxCalendar_FINAL_20230103.pdf) - Who We Are - - [Contact Speak with an industry expert or connect with your CPS Consultant.](https://www.completepayrollsolutions.com/contact-us) - [About Us CPS is your *people partner*. Find out what that means.](https://www.completepayrollsolutions.com/about-us) - - [Careers Join CPS and become one of our people.](https://www.completepayrollsolutions.com/careers/) - [Data Security & Privacy Details about how we protect the privacy of your business and employees.](https://www.completepayrollsolutions.com/data-security) - [CPS Data Events](https://www.completepayrollsolutions.com/hubfs/2025-announcements/cps-web-notification-event-20250310%5B87%5D.pdf) - [Contact](https://www.completepayrollsolutions.com/contact-us) - [Login](https://www.completepayrollsolutions.com/portal) # All Blog Posts ## [401(K) Loans: A Complete Guide For Employers About This Plan Feature](https://www.completepayrollsolutions.com/blog/401k-loans) by [Jacquelyn Burke](https://www.completepayrollsolutions.com/blog/author/jacquelyn-burke) - August 3 2023 [![Person sits at a table on their laptop in an empty office.](https://www.completepayrollsolutions.com/hs-fs/hubfs/401(k)%20Loans.jpg?width=500&name=401(k)%20Loans.jpg)](https://www.completepayrollsolutions.com/blog/401k-loans) For many employees, knowing they can tap into their retirement savings in the event of an emergency by taking 401(k) loans can give them peace of mind... [Read Post](https://www.completepayrollsolutions.com/blog/401k-loans) in ![Tag Icon](https://www.completepayrollsolutions.com/hubfs/tags.png) [Benefits](https://www.completepayrollsolutions.com/blog/topic/benefits) , [401(K)](https://www.completepayrollsolutions.com/blog/topic/401k) , [Retirement](https://www.completepayrollsolutions.com/blog/topic/retirement) ## [How Much Does Offering A 401(K) Cost An Employer? Pricing & Fees](https://www.completepayrollsolutions.com/blog/employer-401k-cost-fees) by [Kevin Schuler](https://www.completepayrollsolutions.com/blog/author/kevin-schuler) - June 27 2023 [![A person working on a computer reading about 401(k) plans.](https://www.completepayrollsolutions.com/hs-fs/hubfs/401(k)%20cost.jpg?width=500&name=401(k)%20cost.jpg)](https://www.completepayrollsolutions.com/blog/employer-401k-cost-fees) The vast majority of employers offer a traditional 401(k) or similar plan. Since retirement plans like 401(k)s are an important recruitment and retent... [Read Post](https://www.completepayrollsolutions.com/blog/employer-401k-cost-fees) in ![Tag Icon](https://www.completepayrollsolutions.com/hubfs/tags.png) [Benefits](https://www.completepayrollsolutions.com/blog/topic/benefits) , [401(K)](https://www.completepayrollsolutions.com/blog/topic/401k) , [Retirement](https://www.completepayrollsolutions.com/blog/topic/retirement) ## [Timely Elective Deferral Contributions - A Guide To Getting It Right](https://www.completepayrollsolutions.com/blog/elective-deferral-contributions) by [Jacquelyn Burke](https://www.completepayrollsolutions.com/blog/author/jacquelyn-burke) - June 8 2023 [![A businessman working on his computer at a coffee shop.](https://www.completepayrollsolutions.com/hs-fs/hubfs/Elective%20Deferral%20Contributions.jpg?width=500&name=Elective%20Deferral%20Contributions.jpg)](https://www.completepayrollsolutions.com/blog/elective-deferral-contributions) Since you offer a 401(k) to your employees, you know there are a lot of steps involved with plan compliance to get it right. And one of the biggest th... [Read Post](https://www.completepayrollsolutions.com/blog/elective-deferral-contributions) in ![Tag Icon](https://www.completepayrollsolutions.com/hubfs/tags.png) [Benefits](https://www.completepayrollsolutions.com/blog/topic/benefits) , [401(K)](https://www.completepayrollsolutions.com/blog/topic/401k) , [Retirement](https://www.completepayrollsolutions.com/blog/topic/retirement) ## [Choosing A 401(k) TPA: A Guide To Complete Payroll Solutions’ Options](https://www.completepayrollsolutions.com/blog/complete-payroll-solutions-401k-tpa) by [Kevin Schuler](https://www.completepayrollsolutions.com/blog/author/kevin-schuler) - May 25 2023 [![A group of people having a discussion in a brightly lit office.](https://www.completepayrollsolutions.com/hs-fs/hubfs/401(k)%20TPA%20Complete%20Payroll%20Solutions.jpg?width=500&name=401(k)%20TPA%20Complete%20Payroll%20Solutions.jpg)](https://www.completepayrollsolutions.com/blog/complete-payroll-solutions-401k-tpa) If you’re ready to offer a 401(k) plan to help recruit, reward, and retain talented employees and have narrowed your choices down to just a few 401(k)... [Read Post](https://www.completepayrollsolutions.com/blog/complete-payroll-solutions-401k-tpa) in ![Tag Icon](https://www.completepayrollsolutions.com/hubfs/tags.png) [Benefits](https://www.completepayrollsolutions.com/blog/topic/benefits) , [401(K)](https://www.completepayrollsolutions.com/blog/topic/401k) , [Retirement](https://www.completepayrollsolutions.com/blog/topic/retirement) , [CPS](https://www.completepayrollsolutions.com/blog/topic/cps) ## [What is Form 5500 for 401(k) plans? Learning Your Filing Requirements](https://www.completepayrollsolutions.com/blog/what-is-form-5500-401k) by [Jacquelyn Burke](https://www.completepayrollsolutions.com/blog/author/jacquelyn-burke) - May 2 2023 [![Coworkers having a meeting.](https://www.completepayrollsolutions.com/hs-fs/hubfs/Form%205500%20for%20401k.jpg?width=500&name=Form%205500%20for%20401k.jpg)](https://www.completepayrollsolutions.com/blog/what-is-form-5500-401k) If you sponsor a retirement plan at your company, there are a lot of requirements under ERISA that you’ll need to meet to ensure compliance. One of th... [Read Post](https://www.completepayrollsolutions.com/blog/what-is-form-5500-401k) in ![Tag Icon](https://www.completepayrollsolutions.com/hubfs/tags.png) [Benefits](https://www.completepayrollsolutions.com/blog/topic/benefits) , [401(K)](https://www.completepayrollsolutions.com/blog/topic/401k) , [Retirement](https://www.completepayrollsolutions.com/blog/topic/retirement) , [Form 5500](https://www.completepayrollsolutions.com/blog/topic/form-5500) ## [A Business Owner's Guide To The SECURE Act 2.0](https://www.completepayrollsolutions.com/blog/secure-act-2.0-guide) by [Kevin Schuler](https://www.completepayrollsolutions.com/blog/author/kevin-schuler) - January 3 2023 [![The United States capitol building on a sunny day.](https://www.completepayrollsolutions.com/hs-fs/hubfs/Secure%20Act%202.0%20(Version%20I)%20(1).png?width=500&name=Secure%20Act%202.0%20(Version%20I)%20(1).png)](https://www.completepayrollsolutions.com/blog/secure-act-2.0-guide) The Setting Every Community Up for Retirement (SECURE) Act, passed in 2019, was intended to help Americans increase their retirement nest eggs by chan... [Read Post](https://www.completepayrollsolutions.com/blog/secure-act-2.0-guide) in ![Tag Icon](https://www.completepayrollsolutions.com/hubfs/tags.png) [Benefits](https://www.completepayrollsolutions.com/blog/topic/benefits) , [Retirement](https://www.completepayrollsolutions.com/blog/topic/retirement) , [SECURE Act 2.0](https://www.completepayrollsolutions.com/blog/topic/secure-act-2-0) ## [SIMPLE IRA Plans: An Employers Guide To This Retirement Option](https://www.completepayrollsolutions.com/blog/simple-ira-guide) by [Kevin Schuler](https://www.completepayrollsolutions.com/blog/author/kevin-schuler) - November 1 2022 [![A person with only their hands in view is holding a jar full of coins with the word ](https://www.completepayrollsolutions.com/hs-fs/hubfs/SIMPLE%20IRA.png?width=500&name=SIMPLE%20IRA.png)](https://www.completepayrollsolutions.com/blog/simple-ira-guide) Even as a smaller business, you know how important employee benefits are to attracting and retaining talent today. And since retirement plans remain a... [Read Post](https://www.completepayrollsolutions.com/blog/simple-ira-guide) in ![Tag Icon](https://www.completepayrollsolutions.com/hubfs/tags.png) [Benefits](https://www.completepayrollsolutions.com/blog/topic/benefits) , [Retirement](https://www.completepayrollsolutions.com/blog/topic/retirement) , [SIMPLE IRA](https://www.completepayrollsolutions.com/blog/topic/simple-ira) ## [Completing A SIMPLE IRA Rollover to a 401k: Tips for The Conversion](https://www.completepayrollsolutions.com/blog/simple-ira-rollover-t0-401k) by [Kevin Schuler](https://www.completepayrollsolutions.com/blog/author/kevin-schuler) - October 20 2022 [![A person sits at a table looking at graphs on their computer with only their hands and computer in view.](https://www.completepayrollsolutions.com/hs-fs/hubfs/Simple%20IRA%20Rollover.png?width=500&name=Simple%20IRA%20Rollover.png)](https://www.completepayrollsolutions.com/blog/simple-ira-rollover-t0-401k) As a company offering a SIMPLE IRA as part of your employee benefits package, you’ve likely reached a point where you’ve realized a 401k may be a bett... [Read Post](https://www.completepayrollsolutions.com/blog/simple-ira-rollover-t0-401k) in ![Tag Icon](https://www.completepayrollsolutions.com/hubfs/tags.png) [Benefits](https://www.completepayrollsolutions.com/blog/topic/benefits) , [Retirement](https://www.completepayrollsolutions.com/blog/topic/retirement) , [SIMPLE IRA](https://www.completepayrollsolutions.com/blog/topic/simple-ira) ## [The Benefits of A 401k Payroll Integration for Your Business](https://www.completepayrollsolutions.com/blog/401k-payroll-integration-benefits) by [John Stebbins](https://www.completepayrollsolutions.com/blog/author/john-stebbins) - September 22 2022 [![A person sits working at a computer with only their hands in view while drinking coffee. ](https://www.completepayrollsolutions.com/hs-fs/hubfs/401k%20payroll%20integration.png?width=500&name=401k%20payroll%20integration.png)](https://www.completepayrollsolutions.com/blog/401k-payroll-integration-benefits) If you currently offer a 401k to your employees or are thinking of adding one to your benefits package to improve recruiting and retention, you probab... [Read Post](https://www.completepayrollsolutions.com/blog/401k-payroll-integration-benefits) in ![Tag Icon](https://www.completepayrollsolutions.com/hubfs/tags.png) [Payroll](https://www.completepayrollsolutions.com/blog/topic/payroll) , [Benefits](https://www.completepayrollsolutions.com/blog/topic/benefits) , [401(K)](https://www.completepayrollsolutions.com/blog/topic/401k) , [Retirement](https://www.completepayrollsolutions.com/blog/topic/retirement) ## [What Is A Multiple Employer Aggregation Program (MEAP)?](https://www.completepayrollsolutions.com/blog/multiple-employer-aggregation-program-meap) by [Kevin Schuler](https://www.completepayrollsolutions.com/blog/author/kevin-schuler) - September 15 2022 [![A person with only their hands in view types on their computer with a stock market dashboard on their screen.](https://www.completepayrollsolutions.com/hs-fs/hubfs/multiple%20employer%20aggregation%20program%20meap.png?width=500&name=multiple%20employer%20aggregation%20program%20meap.png)](https://www.completepayrollsolutions.com/blog/multiple-employer-aggregation-program-meap) Retirement plans can be a key way to attract and retain workers in today’s labor market. Yet, only 26% of small businesses offer a 401k. One of the ma... [Read Post](https://www.completepayrollsolutions.com/blog/multiple-employer-aggregation-program-meap) in ![Tag Icon](https://www.completepayrollsolutions.com/hubfs/tags.png) [Benefits](https://www.completepayrollsolutions.com/blog/topic/benefits) , [401(K)](https://www.completepayrollsolutions.com/blog/topic/401k) , [Retirement](https://www.completepayrollsolutions.com/blog/topic/retirement) [All posts](https://www.completepayrollsolutions.com/blog/all) [Next](https://www.completepayrollsolutions.com/blog/topic/retirement/page/2) [1](https://www.completepayrollsolutions.com/blog/topic/retirement/page/1) [2](https://www.completepayrollsolutions.com/blog/topic/retirement/page/2) [3](https://www.completepayrollsolutions.com/blog/topic/retirement/page/3) Subscribe Enter your email address to subscribe to this blog and receive notifications of new posts by email. Categories - [Benefits](https://www.completepayrollsolutions.com/blog/topic/benefits) - [Compliance](https://www.completepayrollsolutions.com/blog/topic/compliance) - Events - General - [HR](https://www.completepayrollsolutions.com/blog/topic/hr) - Industry - News - [Payroll](https://www.completepayrollsolutions.com/blog/topic/payroll) - Press Releases - Time & Attendance ![CPS Logo](https://www.completepayrollsolutions.com/hubfs/CPS%20Logo_rgb-2.svg "CPS Logo") Solutions - [Payroll](https://www.completepayrollsolutions.com/payroll-outsourcing) - [Talent Management](https://www.completepayrollsolutions.com/talent-management) - [Benefits](https://www.completepayrollsolutions.com/employee-benefits) - [HR Solutions](https://www.completepayrollsolutions.com/hr-outsourcing) - [Time & Attendance](https://www.completepayrollsolutions.com/time-and-attendance) - [Employee Engagement](https://www.completepayrollsolutions.com/employee-engagement) Who We Serve - [Startups](https://www.completepayrollsolutions.com/payroll-and-hr-startups) - [Small & Medium Businesses](https://www.completepayrollsolutions.com/small-medium-business-payroll-benefits) - [Large & Enterprise Businesses](https://www.completepayrollsolutions.com/payroll-and-hr-outsourcing-large-business) - [Industries](https://www.completepayrollsolutions.com/who-we-serve) - [Our Partners](https://www.completepayrollsolutions.com/partnerships) Resources - [Blog](https://www.completepayrollsolutions.com/blog) - [Learning Center](https://www.completepayrollsolutions.com/resources) - [Employee, Federal & State Forms](https://www.completepayrollsolutions.com/employee-federal-state-forms) Who We Are - [Contact](https://www.completepayrollsolutions.com/contact-us) - [About Us](https://www.completepayrollsolutions.com/about-us) - [Careers](https://www.completepayrollsolutions.com/careers/) - [Data Security & Privacy](https://www.completepayrollsolutions.com/data-security) Solutions - [Payroll](https://www.completepayrollsolutions.com/payroll-outsourcing) - [Talent Management](https://www.completepayrollsolutions.com/talent-management) - [Benefits](https://www.completepayrollsolutions.com/employee-benefits) - [HR Solutions](https://www.completepayrollsolutions.com/hr-outsourcing) - [Time & Attendance](https://www.completepayrollsolutions.com/time-and-attendance) - [Employee Engagement](https://www.completepayrollsolutions.com/employee-engagement) Resources - [Blog](https://www.completepayrollsolutions.com/blog) - [Learning Center](https://www.completepayrollsolutions.com/resources) - [Employee, Federal & State Forms](https://www.completepayrollsolutions.com/employee-federal-state-forms) - [Pricing](https://www.completepayrollsolutions.com/plans-and-pricing) Who We Serve - [Startups](https://www.completepayrollsolutions.com/payroll-and-hr-startups) - [Small & Medium Businesses](https://www.completepayrollsolutions.com/small-medium-business-payroll-benefits) - [Large & Enterprise Businesses](https://www.completepayrollsolutions.com/payroll-and-hr-outsourcing-large-business) - [Industries](https://www.completepayrollsolutions.com/who-we-serve) - [Our Partners](https://www.completepayrollsolutions.com/partnerships) Who We Are - [Contact](https://www.completepayrollsolutions.com/contact-us) - [About Us](https://www.completepayrollsolutions.com/about-us) - [Leadership](https://www.completepayrollsolutions.com/management-team) - [Careers](https://www.completepayrollsolutions.com/careers/) - [Data Security & Privacy](https://www.completepayrollsolutions.com/data-security) 100.113.125.4 https://www.completepayrollsolutions.com/blog/topic/retirement HR, Payroll and Benefits Blog | Retirement 2026-07-15 11:32:33 © Copyright 2024 Complete Payroll Solutions: HR, Payroll, and Benefits | [Privacy Policy](https://www.completepayrollsolutions.com/privacy-policy/) | One Carando Drive, Springfield, MA 01104