--- title: HR, Payroll and Benefits Blog | Benefits description: Benefits | Looking for answers to your payroll, benefits, and HR questions? Check out our blog for the latest industry news. --- [![CPS Logo_rgb-2](https://www.completepayrollsolutions.com/hubfs/CPS%20Logo_rgb-2.svg "CPS Logo_rgb-2")](https://www.completepayrollsolutions.com) - Solutions - - [Payroll Payroll tax filing, automated and integrated processing, paperless reporting and more.](https://www.completepayrollsolutions.com/payroll-outsourcing) - [Talent Management Personalized recruiting, onboarding, performance management, training and offboarding.](https://www.completepayrollsolutions.com/talent-management) - [HR Solutions HR support, handbook development, training, safety and compliance — all the daily tasks of people management.](https://www.completepayrollsolutions.com/hr-outsourcing) - - [Benefits Comprehensive and affordable medical, dental, retirement, workman’s comp and pre-tax savings plans.](https://www.completepayrollsolutions.com/employee-benefits) - [Time & Attendance Integrated time and attendance tracking, PTO request and accrual management, scheduling and reporting.](https://www.completepayrollsolutions.com/time-and-attendance) - [Employee Engagement Custom experiences designed to attract, engage, and retain talent to get the best from your staff.](https://www.completepayrollsolutions.com/employee-engagement) - - See How It Works - ![Executive Dashboard](https://www.completepayrollsolutions.com/hs-fs/hubfs/2021%20Website%20Update%20Images/Images/Nav-Demo-Thumbnail.png?width=250&name=Nav-Demo-Thumbnail.png) - [![Request a Demo](https://no-cache.hubspot.com/cta/default/1885176/b949a8d0-722d-43f0-bed8-a62983a06b31.png)](https://resources.completepayrollsolutions.com/demo-request) - Who We Serve - - [Startups Start strong with personal service that will grow with you as you scale your business.](https://www.completepayrollsolutions.com/payroll-and-hr-startups) - [Small & Medium Businesses Grow and evolve with strategic guidance and all-in-one solutions for payroll, HR and benefits.](https://www.completepayrollsolutions.com/small-medium-business-payroll-benefits) - [Large & Enterprise Businesses Discover custom systems and integrations with industry-leading technology to help reduce administrative burden and increase your bottom line.](https://www.completepayrollsolutions.com/payroll-and-hr-outsourcing-large-business) - - [Industries Get an experienced partner with the insider info you need to stay compliant and ahead of the curve.](https://www.completepayrollsolutions.com/who-we-serve) - [Our Partners Close relationships with top-tier companies within their industries.](https://www.completepayrollsolutions.com/partnerships) - Resources - - [Blog Smart articles and lots of answers to your most asked questions.](https://www.completepayrollsolutions.com/blog) - [Learning Center In-depth resources designed to make your payroll, HR, and benefits experience easier.](https://www.completepayrollsolutions.com/resources) - [Employee, Federal & State Forms Up-to-date documents and links at your fingertips.](https://www.completepayrollsolutions.com/employee-federal-state-forms) - - [Tax Guide & Calendar](https://www.completepayrollsolutions.com/hubfs/2023TaxCalendar_FINAL_20230103.pdf) - [![Tax Guide & Calendar](https://www.completepayrollsolutions.com/hs-fs/hubfs/2023%20Tax%20Calendar%20Image.png?width=200&name=2023%20Tax%20Calendar%20Image.png)](https://www.completepayrollsolutions.com/hubfs/2023TaxCalendar_FINAL_20230103.pdf) - Who We Are - - [Contact Speak with an industry expert or connect with your CPS Consultant.](https://www.completepayrollsolutions.com/contact-us) - [About Us CPS is your *people partner*. Find out what that means.](https://www.completepayrollsolutions.com/about-us) - - [Careers Join CPS and become one of our people.](https://www.completepayrollsolutions.com/careers/) - [Data Security & Privacy Details about how we protect the privacy of your business and employees.](https://www.completepayrollsolutions.com/data-security) - [CPS Data Events](https://www.completepayrollsolutions.com/hubfs/2025-announcements/cps-web-notification-event-20250310%5B87%5D.pdf) - [Contact](https://www.completepayrollsolutions.com/contact-us) - [Login](https://www.completepayrollsolutions.com/portal) # All Blog Posts ## [401(K) Loans: A Complete Guide For Employers About This Plan Feature](https://www.completepayrollsolutions.com/blog/401k-loans) by [Jacquelyn Burke](https://www.completepayrollsolutions.com/blog/author/jacquelyn-burke) - August 3 2023 [![Person sits at a table on their laptop in an empty office.](https://www.completepayrollsolutions.com/hs-fs/hubfs/401(k)%20Loans.jpg?width=500&name=401(k)%20Loans.jpg)](https://www.completepayrollsolutions.com/blog/401k-loans) For many employees, knowing they can tap into their retirement savings in the event of an emergency by taking 401(k) loans can give them peace of mind... [Read Post](https://www.completepayrollsolutions.com/blog/401k-loans) in ![Tag Icon](https://www.completepayrollsolutions.com/hubfs/tags.png) [Benefits](https://www.completepayrollsolutions.com/blog/topic/benefits) , [401(K)](https://www.completepayrollsolutions.com/blog/topic/401k) , [Retirement](https://www.completepayrollsolutions.com/blog/topic/retirement) ## [Do Employers Have to Offer COBRA? Compliance Tips & Guidance](https://www.completepayrollsolutions.com/blog/do-employers-have-to-offer-cobra-compliance-guide) by [Amy Breau](https://www.completepayrollsolutions.com/blog/author/amy-breau) - July 18 2023 [![A worker sits in their office space working on their laptop with their phone and notebook beside them.](https://www.completepayrollsolutions.com/hs-fs/hubfs/Do%20employers%20have%20to%20offer%20COBRA%20compliance.jpg?width=500&name=Do%20employers%20have%20to%20offer%20COBRA%20compliance.jpg)](https://www.completepayrollsolutions.com/blog/do-employers-have-to-offer-cobra-compliance-guide) One of the biggest challenges when an employee leaves is making sure you comply with the laws and regulations governing the employee relationship thro... [Read Post](https://www.completepayrollsolutions.com/blog/do-employers-have-to-offer-cobra-compliance-guide) in ![Tag Icon](https://www.completepayrollsolutions.com/hubfs/tags.png) [Benefits](https://www.completepayrollsolutions.com/blog/topic/benefits) , [COBRA](https://www.completepayrollsolutions.com/blog/topic/cobra) , [Health Benefits](https://www.completepayrollsolutions.com/blog/topic/health-benefits) ## [How Much Does Health Insurance Cost an Employer? A Brief Pricing Guide](https://www.completepayrollsolutions.com/blog/how-much-does-health-insurance-cost-an-employer) by [Nickolas Gionis](https://www.completepayrollsolutions.com/blog/author/nickolas-gionis) - July 11 2023 [![Four employees sitting engaged at an office meeting.](https://www.completepayrollsolutions.com/hs-fs/hubfs/Health%20Insurance%20Cost.jpg?width=500&name=Health%20Insurance%20Cost.jpg)](https://www.completepayrollsolutions.com/blog/how-much-does-health-insurance-cost-an-employer) You already know the benefits of offering a group health plan, but if you’re here, you are understandably worried about health insurance costs. While ... [Read Post](https://www.completepayrollsolutions.com/blog/how-much-does-health-insurance-cost-an-employer) in ![Tag Icon](https://www.completepayrollsolutions.com/hubfs/tags.png) [Benefits](https://www.completepayrollsolutions.com/blog/topic/benefits) , [Health Insurance](https://www.completepayrollsolutions.com/blog/topic/health-insurance) , [Health Benefits](https://www.completepayrollsolutions.com/blog/topic/health-benefits) ## [How Much Does Offering A 401(K) Cost An Employer? Pricing & Fees](https://www.completepayrollsolutions.com/blog/employer-401k-cost-fees) by [Kevin Schuler](https://www.completepayrollsolutions.com/blog/author/kevin-schuler) - June 27 2023 [![A person working on a computer reading about 401(k) plans.](https://www.completepayrollsolutions.com/hs-fs/hubfs/401(k)%20cost.jpg?width=500&name=401(k)%20cost.jpg)](https://www.completepayrollsolutions.com/blog/employer-401k-cost-fees) The vast majority of employers offer a traditional 401(k) or similar plan. Since retirement plans like 401(k)s are an important recruitment and retent... [Read Post](https://www.completepayrollsolutions.com/blog/employer-401k-cost-fees) in ![Tag Icon](https://www.completepayrollsolutions.com/hubfs/tags.png) [Benefits](https://www.completepayrollsolutions.com/blog/topic/benefits) , [401(K)](https://www.completepayrollsolutions.com/blog/topic/401k) , [Retirement](https://www.completepayrollsolutions.com/blog/topic/retirement) ## [Timely Elective Deferral Contributions - A Guide To Getting It Right](https://www.completepayrollsolutions.com/blog/elective-deferral-contributions) by [Jacquelyn Burke](https://www.completepayrollsolutions.com/blog/author/jacquelyn-burke) - June 8 2023 [![A businessman working on his computer at a coffee shop.](https://www.completepayrollsolutions.com/hs-fs/hubfs/Elective%20Deferral%20Contributions.jpg?width=500&name=Elective%20Deferral%20Contributions.jpg)](https://www.completepayrollsolutions.com/blog/elective-deferral-contributions) Since you offer a 401(k) to your employees, you know there are a lot of steps involved with plan compliance to get it right. And one of the biggest th... [Read Post](https://www.completepayrollsolutions.com/blog/elective-deferral-contributions) in ![Tag Icon](https://www.completepayrollsolutions.com/hubfs/tags.png) [Benefits](https://www.completepayrollsolutions.com/blog/topic/benefits) , [401(K)](https://www.completepayrollsolutions.com/blog/topic/401k) , [Retirement](https://www.completepayrollsolutions.com/blog/topic/retirement) ## [Level-Funded Health Plans: What To Know Before Offering This Benefit](https://www.completepayrollsolutions.com/blog/level-funded-health-plans) by [Kim Vadnais](https://www.completepayrollsolutions.com/blog/author/kim-vadnais) - June 1 2023 [![A group of colleagues sitting at a table having a discussion.](https://www.completepayrollsolutions.com/hs-fs/hubfs/Level%20Funded%20Health%20Plans.jpg?width=500&name=Level%20Funded%20Health%20Plans.jpg)](https://www.completepayrollsolutions.com/blog/level-funded-health-plans) With health insurance costs continuing to increase every year, if you’re like many companies, you’re probably looking for ways to control your spendin... [Read Post](https://www.completepayrollsolutions.com/blog/level-funded-health-plans) in ![Tag Icon](https://www.completepayrollsolutions.com/hubfs/tags.png) [Benefits](https://www.completepayrollsolutions.com/blog/topic/benefits) , [Health Benefits](https://www.completepayrollsolutions.com/blog/topic/health-benefits) ## [Choosing A 401(k) TPA: A Guide To Complete Payroll Solutions’ Options](https://www.completepayrollsolutions.com/blog/complete-payroll-solutions-401k-tpa) by [Kevin Schuler](https://www.completepayrollsolutions.com/blog/author/kevin-schuler) - May 25 2023 [![A group of people having a discussion in a brightly lit office.](https://www.completepayrollsolutions.com/hs-fs/hubfs/401(k)%20TPA%20Complete%20Payroll%20Solutions.jpg?width=500&name=401(k)%20TPA%20Complete%20Payroll%20Solutions.jpg)](https://www.completepayrollsolutions.com/blog/complete-payroll-solutions-401k-tpa) If you’re ready to offer a 401(k) plan to help recruit, reward, and retain talented employees and have narrowed your choices down to just a few 401(k)... [Read Post](https://www.completepayrollsolutions.com/blog/complete-payroll-solutions-401k-tpa) in ![Tag Icon](https://www.completepayrollsolutions.com/hubfs/tags.png) [Benefits](https://www.completepayrollsolutions.com/blog/topic/benefits) , [401(K)](https://www.completepayrollsolutions.com/blog/topic/401k) , [Retirement](https://www.completepayrollsolutions.com/blog/topic/retirement) , [CPS](https://www.completepayrollsolutions.com/blog/topic/cps) ## [What is Form 5500 for 401(k) plans? Learning Your Filing Requirements](https://www.completepayrollsolutions.com/blog/what-is-form-5500-401k) by [Jacquelyn Burke](https://www.completepayrollsolutions.com/blog/author/jacquelyn-burke) - May 2 2023 [![Coworkers having a meeting.](https://www.completepayrollsolutions.com/hs-fs/hubfs/Form%205500%20for%20401k.jpg?width=500&name=Form%205500%20for%20401k.jpg)](https://www.completepayrollsolutions.com/blog/what-is-form-5500-401k) If you sponsor a retirement plan at your company, there are a lot of requirements under ERISA that you’ll need to meet to ensure compliance. One of th... [Read Post](https://www.completepayrollsolutions.com/blog/what-is-form-5500-401k) in ![Tag Icon](https://www.completepayrollsolutions.com/hubfs/tags.png) [Benefits](https://www.completepayrollsolutions.com/blog/topic/benefits) , [401(K)](https://www.completepayrollsolutions.com/blog/topic/401k) , [Retirement](https://www.completepayrollsolutions.com/blog/topic/retirement) , [Form 5500](https://www.completepayrollsolutions.com/blog/topic/form-5500) ## [Using CPS As Your Health Insurance Broker - A Guide To Our Offerings](https://www.completepayrollsolutions.com/blog/cps-health-insurance-broker-services) by [Nickolas Gionis](https://www.completepayrollsolutions.com/blog/author/nickolas-gionis) - March 21 2023 [![A person with their hands in view sits at their computer working on a spreadsheet. ](https://www.completepayrollsolutions.com/hs-fs/hubfs/Health%20insurance%20broker.png?width=500&name=Health%20insurance%20broker.png)](https://www.completepayrollsolutions.com/blog/cps-health-insurance-broker-services) With health insurance the most sought-after benefit among workers, it’s no surprise you’ve decided to offer coverage to your employees. Since you’re h... [Read Post](https://www.completepayrollsolutions.com/blog/cps-health-insurance-broker-services) in ![Tag Icon](https://www.completepayrollsolutions.com/hubfs/tags.png) [Benefits](https://www.completepayrollsolutions.com/blog/topic/benefits) , [Health Insurance](https://www.completepayrollsolutions.com/blog/topic/health-insurance) , [CPS](https://www.completepayrollsolutions.com/blog/topic/cps) ## [Annual Notices For Your Group Health Plan: Compliance For Employers](https://www.completepayrollsolutions.com/blog/group-health-plan-annual-notices) by [Dave Sanders](https://www.completepayrollsolutions.com/blog/author/dave-sanders) - March 14 2023 [![Two workers going over legal documents.](https://www.completepayrollsolutions.com/hs-fs/hubfs/Blog/CPS-Annual-Notices-For-Your-Group-Health-Plan.jpg?width=500&name=CPS-Annual-Notices-For-Your-Group-Health-Plan.jpg)](https://www.completepayrollsolutions.com/blog/group-health-plan-annual-notices) A number of disclosures and annual notices are required by law if you offer a group health plan. And while keeping up with required notices can be con... [Read Post](https://www.completepayrollsolutions.com/blog/group-health-plan-annual-notices) in ![Tag Icon](https://www.completepayrollsolutions.com/hubfs/tags.png) [Benefits](https://www.completepayrollsolutions.com/blog/topic/benefits) , [Compliance](https://www.completepayrollsolutions.com/blog/topic/compliance) , [Health Benefits](https://www.completepayrollsolutions.com/blog/topic/health-benefits) [All posts](https://www.completepayrollsolutions.com/blog/all) [Next](https://www.completepayrollsolutions.com/blog/topic/benefits/page/2) [1](https://www.completepayrollsolutions.com/blog/topic/benefits/page/1) [2](https://www.completepayrollsolutions.com/blog/topic/benefits/page/2) [3](https://www.completepayrollsolutions.com/blog/topic/benefits/page/3) [4](https://www.completepayrollsolutions.com/blog/topic/benefits/page/4) [5](https://www.completepayrollsolutions.com/blog/topic/benefits/page/5) [...](https://www.completepayrollsolutions.com/blog/topic/6) [6](https://www.completepayrollsolutions.com/blog/topic/benefits/page/6) Subscribe Enter your email address to subscribe to this blog and receive notifications of new posts by email. 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